Debt Service & Government Assistance

Information Portal

American Debt Association is an established, Nationally recognized organization in partnership with the American Credit Association and the US Debt Bureau. Our fundamental purpose is to help educate people who seek a financial solution to their overwhelming debt amounts. Our educational efforts and publications reach thousands of individuals and families each year.

Debt services and information provided by American Debt Association offer a safe, effective alternative to bankruptcy. Various programs within the financial sector direct their services towards reducing clients unsecured debts and providing immediate relief of un-payable monthly bills. For more information Inquire Online or Contact Us Today.

We understand the hardships that financial stress can bring, which is why we balance our relationship with key companies and Law Firms in the financial sector that effectively reduce high interest rates and lower monthly payments, therefore relieving you of overwhelming debt amounts.

Debt Services

American debt services include, but are not limited to:

Debt consolidation, debt consolidation companies combine and reschedule their clients payments. Debt consolidation is considered a safe alternative to bankruptcy and can help American's become debt free.
Debt settlement, clients accumulate funds in a debt settlement program, once the funds reach 40% of what is owed debt settlement companies start negotiating with with your creditors.
Debt negotiation, debt negotiation is similar to debt settlement, debt settlement is the act of debt negotiation. Debt negotiation is achieved through a mutually accepted settlement agreement between the creditor and the debt negotiation firm or company.
Consolidation loans, consolidations loans are generally available to people with excellent credit ratings, or individuals who choose to risk their home as collateral. Consolidation loans come in many forms, the most common being home equity loans, home equity lines of credit, "cash out" home refinancing, student loan consolidation programs, and personal loans through financial institutions.
Consumer credit counseling services, most credit counseling services are considered non-profit because the bulk of their profit comes from creditors rather than the individual enrolling into their debt management program. Please note that just because a credit counseling service renders the phrase non-profit does not mean their cost of service is free, however enrollment charges are considerably low and meant for services not for profit.


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Our Instant Information Portal is designed to connect you with a reputable, established Debt Arbitration Corporation, or Law Firm. Many individuals find this a valuable tool to utilize while seeking a viable solution to their specific debt situation.

Our partners debt arbitration strategies have helped many Americans in need of debt relief. If you're ready to put an end to debt related problems, and want to avoid the negative effects of bankruptcy, call to speak with a professional Debt Negotiation Attorney or inquire online.